Back to the point, neither were major, but the 2nd one was my fault, so gave the details to the bloke and told my insurance company.
So gutted, because I get a letter, saying the other person has still not put through their claim, so it means my premiums will go up for nothing, I may be wrong, but if someone does not claim and the other person has admitted responsibility then it sounds like they do not have insurance would you agree.
My insurance company, said they will close the files.
I am right, am I that if you put in a claim it goes against you and you lose your no claims bonus whether the other person has claimed on your insurance or not. Is that right?